• Incomparable issuing fees.
• Source of repayment: cash deposited by cardholders or standing orders from account.
• Tenor: two years
• Grace period: 57 days
• Minimum payment is 5% of the statement balance ,which must be settled during
the grace period.
• Competitive interest rates.
• Cash advance transaction limit: LE 5000 per day, or US$ 900
(or its equivalent in foreign currency).
• Classic Cards Credit Limit: LE 1000-20,000
• Gold Cards Credit Limit: LE 20,000-100,000
For Depositors:
• Limit is 90% of time deposit , savings account or certificate of deposit
For Employees:
• Maximum card limit: 3x net monthly salary after all deductions or 2x gross monthly income.
• Minimum age of 21 and maximum of 59
• Salary letter from HR
For Self Employed:
• Maximum card limit: 2x monthly average income
• For self employed: commercial register or work permit, and annual tax declaration or certificate
issued by acceptable audit or declaring income.
Documentation:
• Photocopy of national ID for Egyptians,or copy of passport for Non Egyptians plus a valid
residence visa or work permit.
• Recent utility bill (phone,gas or electricity) for resident address.
*All facilities are subject to bank approval